Rates

To get you moving towards your new image goal, we offer competitive loan programs with different terms and rates to meet various needs. And through a program with one of our sponsoring lenders, you may be eligible for a .25% discount off of the prevailing rate*.

Max Term APR** Max Loan
36 Months 12.99% $5,000
60 Months 12.99% $10,000
60 Months 14.49% $25,000

Examples of monthly payment plans:

  • $1000 loan for 36 months at 12.99% = a monthly payment of $33.69
  • $5000 loan for 60 months at 12.99% = a monthly payment of $113.75
  • $10,000 loan for 60 months at 12.99% = a monthly payment of $227.50

*Newtown Savings Bank is offering a .25% rate reduction for those applicants that choose the Autopay option from a Newtown Savings Bank checking account for the life of the loan.

**APR = Annual Percentage Rate, rates subject to change without notice

 

FAQs

How can I apply for a medical loan?
You can apply on-line through our on-line application process or download the loan application, complete it at your convenience and fax it to us.
Is the interest rate variable?
No, it is a fixed rate set at the time that the loan is taken out.
What can I use the loan for?
New Image Credit loans can be used for any healthcare treatments or procedures.
How is New Image Credit different from a credit card like Mastercard or VISA?
New Image Credit offers interest rates that are typically much lower than what credit cards offer. There are fixed payments and the loan can be paid back early without any fees or penalties after the first 12 months!
Do all doctors accept a New Image Credit loan?
Yes, since New Image Credit makes payment directly to the physician, there are no issues about who will “accept” this loan like you might find with a credit card based program.
How can I find out more about the latest rates and payment plans?
You can call us at 203-470-5819 or email us at info@newimagecredit.com.